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Adulting Starter

A planner, not a personal assessment

Rent affordability check

Check what is left after your own bills. This is not landlord approval and does not prescribe a universal rent-to-income rule.

Use USD amounts for one consistent period. Blank fields are not guessed; type zero for a category that does not apply.

Here's your starting point

Add your figures, then build your plan.

What this planner does

Housing = rent + utilities + renter insurance. Leftover = take-home income − housing − other costs − savings target. Housing share uses take-home, not gross income. With zero income, the share is undefined. Excludes upfront move-in costs unless you include a monthly reserve in other costs.